KiwiSaver
KiwiSaver
Whether you are joining KiwiSaver for the first time, rebuilding your balance after a first-home withdrawal, reviewing an existing fund, or planning for retirement, My Wealth helps you make informed decisions about your KiwiSaver strategy.
We review your provider, fund selection, contribution rate, fees, risk profile, and investment timeframe to determine whether your current position remains aligned with your goals.
The focus is not simply on choosing a provider with strong recent performance.
It is on building a long-term strategy that reflects your circumstances, supports your retirement objectives, and can adapt as your life changes.
Who We Help
First-time KiwiSaver members
Understand how KiwiSaver works, select an appropriate provider and fund, and establish a contribution strategy suited to your financial position.
First-home buyers
Review your KiwiSaver position before a first-home withdrawal and understand how to rebuild your retirement savings after purchasing.
Existing KiwiSaver members
Assess whether your current provider, fund, fees, contribution rate, and risk exposure remain appropriate.
Self-employed clients
Develop a deliberate contribution strategy where regular employer deductions do not apply.
Clients planning for retirement
Review whether your current balance, contributions, investment strategy, and projected retirement outcome are on track.
How We Help
Understand your goals
We consider your current age, expected investment timeframe, first-home plans, retirement objectives, and wider financial position.
Confirm your risk profile
We assess how much investment volatility you are comfortable accepting and whether your current fund remains aligned with your risk profile.
Review your provider and fund
We compare your current KiwiSaver position with suitable alternatives, considering asset allocation, investment approach, diversification, fees, service, and long-term performance.
Review your contribution strategy
We assess your employee, employer, voluntary, and government contributions and consider whether changes may improve your projected retirement outcome.
Implement and review
Where a change is recommended, we help complete the application and remain available to review your strategy as your circumstances, goals, or timeframe change.