Investment Strategy
Investments
Whether you are investing a lump sum, reviewing an existing portfolio, or starting for the first time, My Wealth helps you build an investment strategy that fits your goals, timeframe, and appetite for risk.
We use a combination of Managed and Index funds to create diversified portfolios designed around your wider financial position.
Our role is to help you understand the options, select an appropriate strategy, implement the investments, and review them as your circumstances change.
The focus is not on chasing short-term performance. It is on building a disciplined, well-diversified investment plan that supports your long-term financial goals.
Who We Help
New investors
Build a clear starting strategy and understand how managed funds and index funds can work within a diversified portfolio.
Regular contributors
Invest consistently over time through a disciplined contribution plan aligned with your goals and cashflow.
Lump-sum investors
Create an appropriate strategy for investing savings, an inheritance, sale proceeds, or other available capital.
Existing investors
Review your current portfolio, asset allocation, fees, risk exposure, and whether the investments remain aligned with your objectives.
Clients planning for long-term wealth
Use investments alongside KiwiSaver, property, mortgage reduction, and retirement planning as part of a wider financial strategy.
How We Invest
Understand your goals
We begin by understanding what you are investing for, how long the money can remain invested, and how much market volatility you are comfortable with.
Build the right asset mix
We select an appropriate balance between growth and income assets based on your timeframe, financial position, and risk profile.
Combine managed and index funds
We may use actively managed funds, low-cost index funds, or a combination of both to create a diversified portfolio suited to your objectives.
Consider fees and tax
We assess fund fees, portfolio costs, tax structure, and your Prescribed Investor Rate to help ensure the strategy remains efficient.
Review the portfolio over time
We monitor whether the portfolio remains aligned with your goals and make changes where your circumstances, timeframe, or investment needs evolve.