Financial Coaching
What is Financial Coaching?
Sometimes you do not need a complete financial plan or an ongoing advice engagement. You may simply want dedicated time with a financial adviser to work through the questions that are important to you.
My Wealth Financial Coaching gives you access to a focused 30- or 60-minute online session where you can discuss one or more areas of your financial life, understand your options, and identify practical next steps.
​
You choose the topics you would like to cover, and the session is shaped around the questions and priorities you bring to the meeting.
Who Is Financial Coaching For?
People with specific financial questions
You know what you want to discuss and would value dedicated time with an experienced financial adviser.
​
People who want a financial sounding board
You may already have a plan but want to test your thinking, understand the trade-offs, or gain an independent perspective before making a decision.
​
Individuals and couples
Sessions can focus on your personal position or help couples establish shared priorities and work through financial decisions together.
​
People who are not ready for a full advice engagement
You want clarity and practical direction but do not currently require a comprehensive financial analysis or ongoing service.
​
Existing My Wealth clients
Use a coaching session to discuss a separate issue or decision that falls outside your current advice engagement.
Choose the Right Session
30-Minute Financial Coaching
Best suited to one focused financial question or a straightforward discussion about a specific topic.
- $75.00 including GST
​
​​​
60-Minute Financial Coaching
Best suited to a more detailed discussion or several connected financial topics.
$135.00 including GST
​
Payment is made when the session is booked.
What Happens in a Coaching Session?
1. Choose your session
Select either a 30- or 60-minute online Financial Coaching session on a day and time that suits your calender.
​
2. Select your topics
Tell us which areas you would like to discuss and provide a brief explanation of the questions you want answered.
​
3. Provide relevant information
You may be asked to supply key figures or documents before the session so we can use the meeting time effectively.
​
4. Meet online
Your session will take place by video call and will focus on the questions and priorities you identified.
​
5. Leave with practical next steps
The aim is to help you understand your options, identify your priorities, and establish clear actions following the meeting.
What can we Discuss?
Mortgage debt
Discuss your current mortgage position, repayment priorities, fixed-term decisions, offset or revolving-credit structure, and opportunities to reduce debt more effectively.
​
Savings
Work through savings goals, emergency funds, short-term priorities, and practical ways to turn surplus income into consistent progress.
​
Investments
Discuss how to begin investing, the role of managed and index funds, diversification, investment timeframes, risk, and how investing may fit alongside your other financial priorities.
​
Account structure and cashflow
Review how your income moves through your accounts, identify possible areas of financial leakage, and consider a clearer structure for bills, spending, savings, and irregular expenses.
​
KiwiSaver
Discuss your provider, fund type, contribution rate, fees, risk profile, first-home considerations, and long-term retirement objectives.
​
Short-term debt management
Work through credit cards, personal loans, vehicle finance, overdrafts, and other short-term debts to establish sensible repayment priorities.
​
Other
Bring another personal financial question or use the session to work through several connected priorities.